Financing Built Around You

Buying your first home, refinancing, or investing — every financial journey is unique. Therefore, The Franzese Group provides Long Island Mortgage Loans built around you. Additionally, our team takes time to understand your goals and priorities. Moreover, we explain each option clearly so you can make informed choices. As a result, the entire process feels simple and stress-free. Finally, our guidance continues after closing to help you plan for tomorrow.
About The Franzese Group

Your Mortgage Team for Every Stage of Life

The Franzese Group at Hartford Funding helps clients secure Long Island Mortgage Loans with confidence and clarity.

Furthermore, our team supports homeowners, investors, and families through every stage of life. We provide fast responses, transparent advice, and tailored solutions.

Our Programs

Find the Right Loan for Your Needs

We offer a wide range of loan programs tailored to fit your goals. Therefore, whether you’re buying, refinancing, or investing, you can find the right option for you.

Non-QM

Non-QM (Non-Qualified Mortgage) programs are designed for borrowers who don’t fit traditional lending guidelines.

FHA

Government-backed loans with flexible credit and income requirements — making homeownership more accessible.

Conventional

Standard mortgages with competitive rates and flexible terms for well-qualified borrowers.

VA

Exclusive programs for veterans, service members, and spouses — with options for no down payment and flexible terms.

Second Lien

See if you can access your home’s equity with a second mortgage, while keeping your first loan in place.

Testimonials

What Our Clients Say About Us

From first-time buyers to seasoned investors, our clients trust us to make financing clear and stress-free. These stories highlight the guidance, transparency, and personal service that define The Franzese Group experience.

Dean is an amazing professional, he invests himself in every deal. He took our concerns seriously, whenever we would have questions he was quick to investigate and get back to us with an answer. He guided us every step of the way, when a problem would come up navigate us in the right path that would help our situation. We trusted him and he did not disappoint. I recommend Dean and his team to anyone looking for effectiveness, dedication and results they made this entire experience worth it.

    Adriána from East Hampton, NY

    The Franzese Group

    Dean has been great. He has helped my family refinance our home twice and also help us purchase a new home. All of this was done with good interest rates.

      Terry from New York, NY

      Dean at The Franzese Group

      I had the pleasure of working with Dean as my mortgage lender, and I couldn't be happier with the experience. Dean's professionalism, expertise, and dedication made the entire process smooth and stress-free. Dean was always available to answer any questions I had and provided personalized guidance every step of the way. I highly recommend Dean to anyone in need of his services. Thank you, Dean, for your exceptional service !

        Daniel G from Huntington, NY

        Amazing, Professional, Best in the business

        Dean and the team at Hartford were excellent in every facet of this process. My family and I had multiple moving parts including credit score issues as well as self-employment related income variables. Dean and the team were extremely communicative through what we thought would be a difficult process. They streamlined everything and made my family and I feel comfortable and confident we would get this done despite our personal obstacles. We did that, and we received a lower rate as well as near no closing costs. I would recommend Dean and the team to anyone and I will be using him for all future business

          Justin from New York, NY

          Dean A. Franzese

          Dean is very professional at his job explained everything. He's the best everything was exactly what he said it would be. I will recommend, thanks!

            Maria from New York, NY

            Extremely happy

            Dean and his team were amazing from start to finish. We had a difficult closing and the Hartford team made everything easy. Communication is top notch, work was done fast and Dean and his team were amazing from start to finish. I'd give them 10 stars if I could!!

              Erika R from East Stroudsburg, PA

              Don't Look Anywhere Else!

              My wife and I were a bit hesitant about refinancing with a cash-out in order to renovate our current home because of the current state of the housing market but every time we came up with a reason not to go through with it Dean would patiently let us express our concerns and he would take his time and go over the pros and the cons with no fluff, just the facts. We appreciated that so much because we know from previous experiences how many times lenders and real estate agents will tell you just what you want to hear just to seal the deal . You won't find that with Dean because he's a straight shooter and from his tone and presence we get that he wants help his clients and won't pressure them into making financial decisions that will hurt them long term and he's even expressed that. We never felt pressured through the whole process and we feel confident that we made the right decision. Like anything else in life there's always risk involved when making big financial decisions but Dean put us in a place where we could clearly see how the advantages far outweighed the risks. Dean's candidness and knowledge and patience in sharing that knowledge made this so much easier than our previous refinance experience that we wish we would have done it sooner. When we're ready to make the move and sell our current home and move into our forever home Dean will be our guy. Don't hesitate, call him.

                Dave from New York, NY

                Don't look any further!

                Closed on time and closing costs was as expected. He was available whenever I needed him. Great helper and good communicator. I will recommend him to anyone who needs help with a mortgage.

                  Akhter from New York, NY

                  Top of the line mortgage lender

                  Dean was AMAZING! From our first conversation he confidently told me that he could get me close on my house and he meant what he said. My transaction was very complicated but he always had a solution to whatever problem came up, he never made me feel overwhelmed even though there was so much going on around closing on this house. Bottom line is if Dean cannot get you a mortgage, no one else in America can! It was an absolute pleasure working with him and i will be sure to recommend him to all my friends and family members.

                    Unique from West Milford, NJ

                    Simply the BEST

                    Dean was wonderful, he was informative and was able to answer any concerns through the process.. He made sure we remained on schedule and we closed on time. In kept me updated and was willing to review anything I needed to remain informed. The refinance went smoothly and the rates were as expected. Great experience and other family members are very happy with their experience. I will be using Dean for all future endeavors.

                      Maria from New York, NY

                      Dean at The Franzese Group

                      From Day 1, Dean was the best I have ever dealt with in the Mortgage Lending business. I am self-employed which was a bit of a challenge at times, but Dean persevered through it all and made it happen! Every step of the way he guided me with care and attention. I am thrilled with the rate, terms, and overall experience. I am VERY comfortable and eager to recommend him to all my friends, family and colleagues. Thank you again Dean for doing what you do best!

                        Seth from Massapequa, NY

                        Best of the Best

                        Amazing attitude and dedication. Dean was always on top of every situation throughout the process and had a great attitude at all times. Highly recommend him !!!

                          Aria from New York, NY

                          The most professional mortgage banker I have ever worked with!

                          Excellent service, rates came in better than I expected and we closed very quickly. Our representative, Dean guided me every step of the way, and was available all hours of the day.

                            Michael from Melville, NY

                            Dean A Franzese

                            Dean is very professional and super knowledgeable. He is very helpful and understanding. Always there to answer my calls, emails and questions. Dean went above and beyond to make sure I got the lowest costs and rate than expected. Because of Dean’s knowledge and help, the whole process was very smooth and we were able to close on time. It was a wonderful experience having Dean as my loan officer. He is friendly, fast and easy to get along with. Dean is the perfect person for the job. I highly recommend him!

                              Te from Centereach, NY

                              Dean is excellent! The perfect person for the job.

                              Dean worked on 3 loans for us simultaneously. 2 were refinances and 1 was a new home purchase. Every other lender lead nowhere with many not calling back or making unfulfilled promises. Dean got the job done with the right attitude and dedication. We couldn’t have done it without him. Our family highly recommended him for your mortgage needs!

                                Garry from New York, NY

                                Great Communication and Very Reliable

                                Dean was amazing! We are first time home buyers and he made the process super easy by always being available to answer any questions & keep things moving.

                                  Samantha from Elmont, NY

                                  5 stars

                                  Dean is very knowledgeable and he helped me on every aspect of the home buying process. Took his time to explain everything. Great person!!!

                                    Simon from New York, NY

                                    Excellent guy

                                    Dean was very professional, stayed in contact throughout the entire process and was a wealthy of knowledge and resources. He made the process easy for me and worked in my best interest.

                                      Cameron from Bridgeport, CT

                                      Thanks Dean

                                      Dean helped me with refinancing my house, all process was smooth and fast , and I was very impressed by his high professionalism. Working with Dean was great experience! Therefore, I contact Dean second time and now with home loan. Dean as previously and now navigated me through the process and made me feel at ease. Everything was done timely, and meat all my expectations. I would highly recommend Dean to anyone looking for mortgage or refinancing. I can ensure that with extremely professional loan officer like Dean you will be on a great hands!

                                        Nerima from Port Charlotte, FL

                                        Excellent service!

                                        Easy process! Answered all the questions i have asked also gave me enough time to make my decision. I will definitely recommend Mr. Dean in a similar situation.

                                          Faruq from New York, NY

                                          Dean Anthony Franzese

                                          Mr. Franzese utilized his expertise and patience to guide me through the arduous loan process. All info provided was factual and personalized for my needs.

                                            Anita from Bayville, NJ

                                            Review of lender

                                            Searching to purchase that dream home is always a challenge especially when you are trying to do all the footwork yourself. I and my husband searched for a home for over 2 years before stumbling upon a great real estate agent, who within two weeks of getting acquainted and letting them know what specifically it was I and my husband were looking for in a home. We chose our home after a couple of reviews the agent showed us, we were introduced to Dean Franzese] to complete the mortgage application for the home we chose, during the whole process of completing our mortgage application, Dean was very knowledgeable, hands on, always available to answer any questions, and he will make your home purchase smooth sailing.

                                              Eliza from Medford, NY

                                              Dean Franzese

                                              Dean is extremely professional, he put in extra time on our loan, weekends, nights. We were always kept updated on our situation and the closing process was very easy.

                                                John from Whippany, NJ

                                                Hard working, dedicated to us.

                                                I would recommend Dean Franzese to someone who wants to buy a house because he is a very hard worker who helped us get our home in time. He is a very nice guy. He is a very trustworthy and helpful person. Thanks to him we got a home.

                                                  Gustavo from Roosevelt, NY

                                                  Reviewing Dean Franzese

                                                  Dean was great through the whole process, he answered all of my questions, gave me and my wife great advice and we closed in record time. Dean and the team made us feel like all of our financial goals were the most important thing.

                                                    Irvin from Westbury, NY

                                                    Great experience

                                                    Knowledgeable, professional and great follow up throughout! From my past experiences, this was typically a stressful process but Dean was a pleasure to work with and made the experience a completely stress free one!

                                                      Deena from Lindenhurst, NY

                                                      Smooth Sailing!

                                                      Your Path to Smarter, Simpler Financing Starts Here

                                                      Apply online in just a few minutes or schedule a call with our team — we’ll walk you through every step with clarity and care.
                                                      Why Choose Us?

                                                      Why Homeowners Trust The Franzese Group

                                                      At The Franzese Group, we do more than offer loans — we build lasting trust. Therefore, every client receives clear guidance, fast communication, and personalized solutions. Moreover, our transparent process ensures you always understand each step before moving forward. In addition, our local expertise across Long Island helps match you with programs that truly fit your needs. Consequently, you enjoy smoother closings, fewer delays, and complete peace of mind. Finally, our relationship continues after closing because your success matters long after the paperwork ends.

                                                      Transparent Process

                                                      We believe clarity is the key to confidence. From your first conversation to closing day, we explain each step in plain language so you know exactly what to expect.

                                                      Local Expertise

                                                      Our team knows Long Island and the surrounding markets inside and out. This local knowledge helps us match you with the right programs and strategies for your unique situation.

                                                      Fast, In-House Closings

                                                      Because we process and fund most loans in-house, we can move quickly without sacrificing precision. That means fewer delays and smoother closings for our clients.

                                                      Flexible Programs

                                                      Every borrower is different. With a wide range of loan options — from FHA and VA to Non-QM and investment programs — we tailor financing to your needs, not the other way around.

                                                      Dedicated Service

                                                      We see every client as a long-term relationship, not just a transaction. Our team stays connected well beyond closing to provide support whenever your life or finances change.

                                                      Proven Results

                                                      Our reputation is built on trust, responsiveness, and results. Clients return to us — and refer us — because we consistently deliver financing solutions that work.

                                                      How We Work

                                                      From Application to Closing — Simplified

                                                      Getting a mortgage shouldn’t feel complicated. Therefore, our process is simple, transparent, and focused on your goals. First, we begin with a secure online application …
                                                      • Application

                                                        Start with our secure online application, or apply in-person or over the phone. It only takes a few minutes and gives us the details we need to understand your goals and options.

                                                      • Review & Pre-Approval

                                                        We review your information and provide a clear pre-approval to all qualified applicants, so that you know exactly what you can afford before you start shopping.

                                                      • Processing & Approval

                                                        Our in-house processing team supports qualified applicants by managing paperwork, verifying documents, and working directly with underwriters to advance the loan process quickly and efficiently.

                                                      • Close With Confidence

                                                        If and when you're approved, we finalize your loan and take care of any last questions — ensuring the process is smooth, transparent, and stress-free.

                                                      LI Manhasset Overhead Look

                                                      “A mortgage is more than numbers on paper — it’s the foundation for your future. Our job is to make that future possible, simple, and secure.”

                                                      *The timeline provided above is for illustrative purposes only. Not all applicants will qualify and close. These steps may vary based on circumstances.